IFSC Code Changes: Can They Happen Over Time in Banking?
Digital Banking

Published on Apr 09, 2026

IFSC Code Changes: Can They Happen Over Time in Banking?

Does your IFSC code stay the same forever? Learn why bank mergers, relocations, and RBI 2026 updates cause IFSC changes and how to update your records.

Author

Arjun Sharma

Content Lead – Banking & Payments

IMPS Transaction Speed: Technical Mechanics Explained
Digital Banking

Published on Apr 09, 2026

IMPS Transaction Speed: Technical Mechanics Explained

How is IMPS so fast? Discover the technical mechanics behind IMPS transaction speed, including NPCI's central switch and ISO 20022 messaging standards.

Author

Arjun Sharma

Content Lead – Banking & Payments

Transaction Timeouts in Banking: Unpacking the Root Causes
Digital Banking

Published on Apr 09, 2026

Transaction Timeouts in Banking: Unpacking the Root Causes

Why do bank payments timeout? Explore the technical root causes, from database locks to network latency and third-party API failures in our 2026 guide.

Author

Arjun Sharma

Content Lead – Banking & Payments

BHIM App vs GPay vs PhonePe vs Paytm: Which UPI App Should You Use in 2026?
Digital Banking

Published on Mar 30, 2026

BHIM App vs GPay vs PhonePe vs Paytm: Which UPI App Should You Use in 2026?

Confused between BHIM, Google Pay, PhonePe or Paytm, this in-depth guide explains differences, pros and cons, and helps you choose the best UPI app in India based on your usage.

Author

Arjun Sharma

Content Lead – Banking & Payments

Advantages and Risks of Net Banking
Digital Banking

Published on Mar 25, 2026

Advantages and Risks of Net Banking

Learn the advantages and risks of net banking, including convenience, speed, and security concerns. Understand how to use online banking safely.

Author

Priya Nair

Senior Compliance Editor at IFSC.co

4 Things you can do with your online banking account 
Digital Banking

Published on Mar 25, 2026

4 Things you can do with your online banking account 

Discover 4 useful things you can do with your online banking account, from paying bills to applying for loans and earning rewards easily.

Author

Arjun Sharma

Content Lead – Banking & Payments

2 reasons why online banking is important in today’s COVID-19 situation
Digital Banking

Published on Mar 25, 2026

2 reasons why online banking is important in today’s COVID-19 situation

Discover why online banking became essential during COVID-19. Learn how digital banking ensured safety, convenience, and uninterrupted financial services.

Author

Arjun Sharma

Content Lead – Banking & Payments